A Comparative Analysis of the Fintech Industry and Regulatory Frameworks in Indonesia and Malaysia . Journal of Integrated Socio-Economic Systems and Islamic Finance, [S. l.], v. 2, p. 61–75, 2026. DOI: 10.65638/2978-8196.2026.2.06. Disponível em: https://iifssystem.com/index.php/iifss/article/view/33. Acesso em: 9 nov. 2026.